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News of Your Home Insurance Policy


There has been some significant changes to Habitational policies; all property policies will now have a minimum $1,000 deductible which means, in the event of a loss (claim) you will be responsible for the first $1,000 in damages. Please note, an option to “buy back” a $300 or $500 deductible is available.

Overland Water Endorsement is now available!  This new product which is an enhancement to the Sewer Backup endorsement, will provide coverage for rapid accumulation of torrential rainfall & snow melt and the rising, breaking out of overflow of any body of fresh water.

Depending on the area you live in and the claims experience of your neighbourhood your “Sewer Backup” coverage may change from “policy limit” to a $50,000 “policy limit”. There is an option to buy a $100,000 “policy limit”.

A new discount is available:

Other Endorsements worth considering:

If you are interested in having these “endorsements” added to your policy, please give us a call.

Your property Insurance policy does not provide “coverage” to your home if you decide to renovate it. Give us a call before construction begins so that we can provide you with the proper information, to make sure you have the right insurance in place. Your North City team is here to review your policy with you. We are happy to answer any questions you may have and provide you with the best possible service.

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  • Tailored and competitive programs
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North City Stories

I very highly recommend North City for any and all of your insurance needs. North City has been taking care of my insurance needs for close to 20 years. Low rates with excellent coverage is great, but when you combine it with first rate service, congeniality and respect is really is unbeatable. I think that whole attitude is what I liked right from the very first and I guess its genuine enough because it hasn’t changed in 20 years.

Bernie Hasenauer – Toronto