North City General Insurance Brokers

416-225-6000
Toll Free: 1-888-892-7176

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News of Your Home Insurance Policy

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There has been some significant changes to Habitational policies; all property policies will now have a minimum $1,000 deductible which means, in the event of a loss (claim) you will be responsible for the first $1,000 in damages. Please note, an option to “buy back” a $300 or $500 deductible is available.

Overland Water Endorsement is now available!  This new product which is an enhancement to the Sewer Backup endorsement, will provide coverage for rapid accumulation of torrential rainfall & snow melt and the rising, breaking out of overflow of any body of fresh water.

Depending on the area you live in and the claims experience of your neighbourhood your “Sewer Backup” coverage may change from “policy limit” to a $50,000 “policy limit”. There is an option to buy a $100,000 “policy limit”.

A new discount is available:

Other Endorsements worth considering:

If you are interested in having these “endorsements” added to your policy, please give us a call.

Your property Insurance policy does not provide “coverage” to your home if you decide to renovate it. Give us a call before construction begins so that we can provide you with the proper information, to make sure you have the right insurance in place. Your North City team is here to review your policy with you. We are happy to answer any questions you may have and provide you with the best possible service.

The North City Advantage

  • Three decades of experience
  • Tailored and competitive programs
  • Exceptional savings
  • We’re here to serve you
  • Personalized broker service
  • Group membership offers benefits

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North City Stories

After receiving a letter in the mail from my “previous” insurance company advising me that my home rates were increasing, I decided to call North City for a quote. North City provided me with a quote for both my home and auto insurance. Their staff also noticed that my spouse already had vehicle insurance with North City so they offered both of us a multi-policy discount. When the quote came back, they were able to offer us more comprehensive coverage than we had before, at lower rates. My home insurance dropped from $110/month to $86/month. My vehicle insurance dropped from $90/month to $59/month. My spouse’s vehicle insurance dropped from $86/month to $56/month. Do the math yourself, together, we are saving over $1020/year with North City (1-888-892-7176).

Darryl Wilton – Advanced Care Paramedic, President Professional Paramedic Association of Ottawa